Laptop Insurance - what is covered?
What is covered?
Laptops, desktops and peripherals are insured against theft and accidental
damage including when stolen from a locked car boot, except overnight.
The insured is covered anywhere in the world including whilst travelling.
In the case of an individual policy immediate family members are insured
to use the equipment.
In the instance of a business all staff members are covered for use.
Educational establishments can be confident that all pupils, parents of
pupils, teachers and staff members are insured.
What is NOT covered?
The policy does not cover thefts from unattended cars where the item is
not in a locked car boot or glove compartment or out of sight. Also excludes
theft from cars if left overnight.
Where equipment has been left unattended in the open or mislaid the claim
will not be covered.
Electrical and mechanical breakdown, maintenance, wear and tear and fraud
and dishonesty are not covered.
Full policy
Key Facts
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